To see our previous blog over Medical Treatment as a benefit, click here
Temporary Total Disability (“TTD”) Benefits
If workers’ compensation authorizes a medical provider who takes an injured worker off work due to the work injury, that worker is considered to be totally disabled by the work injury for a temporary period of time. Due to this, the workers’ compensation insurer should pay the injured worker for that time off of work.
Compensation- TTD Rate
The compensation rate can be calculated a number of ways depending on each circumstance. It is most commonly calculated by first identifying an Average Weekly Wage (“AWW”). The AWW is typically calculated by adding every pre-tax dollar earned during the 13 weeks prior to the work injury, then dividing that total by 13 to get an average. Once you have that average and you divide that by 13 in order to get the AWW. After you have an AWW, two-thirds of that AWW is the TTD Rate. Taxes should not come out of these payments.
The injured worker is placed under light duty restrictions by the authorized medical provider, as opposed to being taken off work completely. The employer can accommodate those restrictions by providing work within the restrictions. If the employer does not offer work within the restrictions, then the workers’ compensation insurer should pay TTD for those weeks that an injured worker is under restrictions but not being provided light duty work.
FOR MORE INFORMATION OR TO SEE THE LAWYERS AT THE WORK COMP CENTER CAN HELP YOU WITH YOUR WORKERS’ COMPENSATION CASE:
CALL 573-821-4252 TO SCHEDULE A FREE CONSULT
EMAIL: br**@mc*********.com
OR SUBMIT YOUR INFORMATION HERE FOR A FREE CASE EVALUATION.
For More information on Workers’ Compensation:
Interactive Missouri Workers’ Compensation Chart